Debt Free Momentum for High Achievers: Become Debt Free, Savings Strategies, Money Management, Calendar Budgeting, Money Mindset

If your family makes good money, but it just doesn’t feel like it, Debt Free Momentum for High Achievers is for you! In fact, 8 million people earning over 6-figures are living paycheck-to-paycheck and it’s time we changed that for you. This podcast is for you if are asking... > How to stop overspending > How high earners can get out of debt > How to do budgeting for high income earners Hi! I’m Shanalei, a budgeting coach who specializes in strategic money methods to break free from debt and manage your money with ease so you can get on with living your purpose. If you... • have loads of debt that strangles your joy • realize the negative toll that worldly possessions have on your life • do not have enough resources available to create experiences you want to have with your kids before they leave home • are tired of the grind to make more money to achieve your long-term goals • feel financially defeated start listening! WARNING: With continued listening you are bound to ENJOY budgeting and become excited for your future. Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com Learn more: www.sanitycents.com Podcast topics: Debt Elimination * Calendar Budgeting * Budgeting Tips * Budget Tracker * Personal Finance * Money Management * Debt Management * Debt Elimination * Expense Reduction * Financial Planning * Money Mindset * Money Management * Expense tracking * Budgeting Strategies * Budgeting for Career Professionals ~~~~~~~~~~~~~~~~ Intro music credit: Music from #Uppbeat https://uppbeat.io/t/mood-maze/trendsetter License code: 9NBSTYBQQQC9ZCC7
Episodes
Episodes



Tuesday Mar 11, 2025
55 | Part 3: 2025 Tough Love Money Conversation You Need to Hear
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
This is the final and most powerful piece of the series—the missing link to unlocking your true potential. If you’ve ever felt stuck, unsure why you’re not making meaningful progress, or held back despite your best efforts, this episode will give you the clarity you’ve been searching for.
It’s time to uncover what’s been keeping you in neutral and take the bold steps necessary to move forward. This conversation will challenge your perspective, spark transformative action, and help you break through barriers standing between you and the future you deserve.
Don’t miss this critical moment—it could change everything.
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Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Monday Mar 03, 2025
54 | Part 2: 2025 Tough Love Money Conversation You Need to Hear
Monday Mar 03, 2025
Monday Mar 03, 2025
Are you ready to break free from financial limitations and unlock your true potential? This episode challenges you to confront the financial realities that are silently shaping your future. Discover the consequences of staying stuck and how it can impact your financial future.
It's time to stop settling and start building the future you deserve. Listen in to ignite your motivation and take the needed steps towards financial freedom.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Monday Feb 10, 2025
53 | 2025 Tough Love Money Conversation You Need to Hear
Monday Feb 10, 2025
Monday Feb 10, 2025
Get ready for a no-holds-barred conversation that'll shake up your financial comfort zone. We're uncovering what’s at the heart of what's holding you back and lighting a fire under your dreams for 2025.
Get ready to confront some uncomfortable truths and discover what truly drives you. This isn't just another pep talk – it's your wake-up call to stop settling and start building the life you deserve.
So, if you ready to get real, get motivated, and get moving, listen in.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Sunday Feb 02, 2025
52 | An Underused Strategy That Can Slash Your Debt Faster
Sunday Feb 02, 2025
Sunday Feb 02, 2025
Today, I'm sharing a debt reduction strategy that could be a game-changer for your personal finance, debt-reduction journey. We've all experienced monthly payments that seem like an endless financial burden preventing us from reaching our goals. As someone passionate about helping you optimize your budgeting and money management, I've been where many of you are - feeling frustrated and searching for a smarter way to tackle massive loans that are hanging over our heads.
What makes this method so genius is that it doesn't require you to disrupt your existing budgeting patterns or find extra money in your tight financial plan.
Today, we're diving into an underused debt paydown approach that could dramatically accelerate your path to financial independence, without adding stress to your monthly budget. I'll walk you through how making a simple adjustment to your payment schedule can help you save money on interest and chip away at your principal faster - whether we're talking about mortgages, car loans, student loans, or credit card debt. This strategy is perfect for anyone serious about money management, debt reduction, and creating a solid financial foundation. My goal is to provide you with a practical, actionable method that could help you see real progress in your debt elimination journey, all while keeping your current budget completely intact.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Monday Jan 27, 2025
51 | The Secret Visual Tool That Could Supercharge Your 2025 Finances
Monday Jan 27, 2025
Monday Jan 27, 2025
In this episode, I want to share a practical strategy that could help you approach your financial goals more effectively. We've all experienced the challenge of setting ambitious targets at the start of the year, only to see them gradually lose momentum. I've been there and I understand how frustrating it can be to feel like you're not making meaningful progress.
Today, we'll explore a visual tool that offers a different perspective on goal-setting and financial planning. I'll walk you through four key insights that demonstrate how this method can help you stay more focused and intentional with your financial objectives. Whether you're looking to save for a specific milestone, plan for the future, or simply gain more clarity around your financial goals, this episode provides a straightforward approach that might just help you stay on track. My aim is to give you a practical strategy that could make your financial planning a bit more manageable and meaningful.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Friday Jan 10, 2025
50 | Day 5/5 Kickstart Financial Freedom 2025: Rewrite Your Financial Story
Friday Jan 10, 2025
Friday Jan 10, 2025
Welcome to the grand finale of our exhilarating 5-day journey, "Kickstart Financial Freedom 2025." As we wrap up this transformative series, we're diving into a topic that's close to everyone's heart: shaping our financial destiny.
In today's episode, we'll uncover powerful techniques to optimize your money goals. This episode is your gateway to transforming your financial landscape and paving the way for a prosperous future. So, buckle up and prepare to embrace a new financial mindset. Your journey to financial freedom starts now!
The Debt-Free Momentum Podcast is designed to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?
This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Thursday Jan 09, 2025
49 | Day 4/5 Kickstart Financial Freedom 2025: Best Debt Elimination Strategy
Thursday Jan 09, 2025
Thursday Jan 09, 2025
Are you ready to revolutionize your approach to debt and pave the way for true financial freedom? Welcome to Day 4 of our exhilarating 5-day series, "Kickstart Financial Freedom 2025."
Today we're tackling the cornerstone of debt elimination - the most effective paydown method.
Whether you're drowning in credit card debt, grappling with student loans, or simply looking to optimize your debt repayment strategy, this episode will equip you with the knowledge and tools to make your money work for you, not against you.
Prepare to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?
This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com



Wednesday Jan 08, 2025
48 | Day 3/5 Kickstart Financial Freedom 2025: The Silent Wealth Killer
Wednesday Jan 08, 2025
Wednesday Jan 08, 2025
🔥 Are you READY to transform your financial future and break free from the chains of debt? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH!
In today's high-stakes financial landscape, interest isn't just a number - it's a silent wealth killer that can derail your dreams. Join host Shanalei as she exposes the hidden mechanisms that keep you trapped in a cycle of financial struggle. This episode dives deep into the true cost of interest, revealing how seemingly small percentages can dramatically impact your long-term financial health.
Part of the innovatively fresh "Kickstart Financial Freedom 2025" series, this powerful episode is laser-focused on high-achieving professionals who are tired of feeling financially defeated and ready to take REAL control of their money. You'll discover shocking insights about how interest eats away at your hard-earned income and learn powerful strategies to turn the tables on debt.
Each moment of this podcast is designed to provide actionable, immediately implementable techniques that will help you accelerate towards financial freedom. Whether you're struggling with credit card debt, student loans, or mortgage payments, you'll walk away with a clear blueprint for creating intentional financial transformation. This isn't just about understanding numbers - it's about rekindling your life's true potential and building unstoppable financial momentum.
Your financial revolution starts now. Are you ready to make your money work for you, not against you? Tune in and take the first step towards demolishing debt and creating the financial future you've always dreamed of!
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com

Hi! I'm Shanalei, a family budgeting coach specializing helping moms break free from debt that is stifling happiness and to reconnect with their kids and rediscover purpose.
I know what it feels like…
- To have debt strangle your joy.
- To realize the negative toll that worldly possessions have on your life.
- To not have enough resources to create the type of experiences you want to have with your kids before they leave home.
- To feel like you aren't going to have enough money to achieve your long-term goals.
- To feel financially defeated.
But by God’s grace, our finances rebounded and I regained focus. I used my analytical skillsets to create simple, effective budgeting strategies for myself and identified the missing pieces that kept causing us to have setbacks. I formed new habits and developed a prosperous mindset that I want to share with you!
Warning: With continued listening, you are bound to ENJOY budgeting and become excited for your future.